Managing your health can be overwhelming. We’re here to help.
We fight unfair medical bills and take stress out of healthcare costs.
Get StartedAs seen on:
“My child had to go through extensive tests when he got sick. One bill alone was nearly $20,000 and my insurance company refused to cover it.
The experts at HealthLock stepped in and reduced that bill by over $13,000!
That’s the kind of peace of mind you can’t put a price on.”
We've helped our members save millions and countless hours of hassle.
We're on the lookout for medical billing errors and help resolve them.
250+ insurance carriers
We work with Medicare, United Healthcare, Anthem, Aetna and many more.
Our Healthcare system is overwhelming and confusing.
Do you know if you were billed too much?
Managing a chronic condition is already challenging – unexpected charges shouldn’t add to the stress.
We proactively review your medical bills and insurance claims to catch potential overcharges, ensuring you only pay what’s necessary.
Denied claims delaying your care?
Denied claims often mean you are financially liable and delay access to ongoing care.
We help navigate the appeals process on your behalf, so you can focus on your health instead of paperwork.
Confused by medical bills and claims?
Navigating medical bills, insurance statements, and coverage rules can be overwhelming – especially when managing long-term care.
Our expert Personal Healthcare Champions make sense of it all, helping you spot errors and avoid unnecessary expenses.
Has your medical information been stolen?
If you’re frequently in and out of clinics, hospitals, or pharmacies, your personal health data might be at a higher risk.
Unlike any other service, we monitor for security breaches with your medical providers and alert you if your information is compromised.
Over 50% of medical bills contain errors, and 850 million claims are denied each year.
We handle the complexities, so you don’t have to spend your time and energy on paperwork – allowing you to focus on what truly matters: your health.
SOURCES:
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The Wall Street Journal – Health Insurers Deny 850 Million Claims a Year. The Few Who Appeal Often Win.
We give you peace of mind that bills are accurate and we help you with denials.
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Visit the doctor or hospital – we securely monitor the cost of those visits.
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We verify your claims. If we spot an error, we notify you. If a claim is denied, just tell us.
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Simply press a button, and our team recovers money from claims and bills that are incorrect – if a claim is denied, we’ll fight your appeal.
Benefits & Pricing
The membership includes you and family members under your healthcare insurance.
Benefits:
30-day free trial
$19.99/month
Save 20% with your exclusive discount
$15.99/month
A 20% fee is charged based on the savings we help you achieve, including reduced expenses, out-of-pocket costs, reimbursements, and refunds.
So far. we’ve saved our members over $130 million – but more importantly, we’ve saved them time, frustration, and given them peace of mind.
Here’s what our community has to say about us:
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“Through all my ongoing health issues, claim denials and multiple insurance carriers, HealthLock has always been there for me. They’ve helped me save nearly $100,000 in medical costs.”
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“Thanks to HealthLock, I saved $1,500 on my hospital bill after my insurance initially denied the claim!”
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“HealthLock negotiated on my behalf. And the insurance paid the whole thing.”
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“HealthLock's expertise not only saved us a substantial amount of money but also spared us from the daunting task of navigating the convoluted world of medical billing during our most trying times.”
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“HealthLock manages my medical claims, negotiates with my insurance carriers and providers, and has saved me nearly $100,000 in medical costs.”
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“I love that HealthLock organizes all of my claims in one place and that they review each one.”
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“To date, HealthLock has saved me $2,000 and countless hours of headache negotiating my medical bills.”
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“With their help, I successfully appealed my insurance claim and avoided paying an unnecessary $3,500 out of pocket!”
* Remediation includes guidance throughout the recovery process, assistance in restoring accuracy to credit reports and medical records, help reporting errors to health care providers, and assistance finding new doctors.
§ Negotiation and recovery services require 20% shared savings of reclaimed money or bill reduction, charged to the payment option on file upon confirmation of recovery from the carrier or provider. Example: You request our help with a claim or bill, HealthLock successfully appeals the claim, you receive a reimbursement check of $300 from your insurance and HealthLock charges you a $60 Shared Savings fee.
† Historical Claim Analysis and 90-day Retro Audit and Recovery are provided once per member lifetime only during initial enrollment.
Denial statistics are sourced from KFF, an independent authority on health policy research, polling, and news.
