Try HealthLock RISK-FREE with our 60-day money-back guarantee.
For over 10 years, we’ve been restoring privacy, control and savings to our members’ healthcare. We’re so confident you’ll love HealthLock, we guarantee it:
Sign up and connect your health insurance.
Allow us to find possible savings and fraud—and experience peace of mind that we have your back.
If you’re not satisfied for ANY reason within the first 60 days, let us know. We’ll refund 100% of your membership cost.
Benefits & Pricing, for you and all your family members
One price for all family members under the same health insurance plan. NO HIDDEN FEES!
Using our powerful HealthLock DeepAudit technology, we automatically audit incoming claims and flag potential upcoding and overcharges so you can get your money back.
If your medical claim is denied, HealthLock will assist you in attempting to reverse the denial.
If you’ve been overcharged by a provider, you can request that we negotiate on your behalf to help get your money back. To date, we’ve helped our members save over $243 million.
When we negotiate on your behalf, we’ll assign you to a Personal Reimbursement Specialist. While our team is busy getting your money back, they’ll be your point of contact.
For select flagged bills that are less than 90 days old, you can elect to have us work on your behalf to reclaim money from overbilled and overpaid bills.
If you don’t recognize a doctor or your bill doesn’t match, just let us know. We’ll investigate to uncover whether it’s an error or a misuse of your information. If it’s fraud, our team will help fix the problem.
We alert you by email or text whenever we detect new claims, a breach, or a potential threat. Our comprehensive alerts provide expanded notifications for our enhanced plans to help you stop medical and financial identity theft early.
We work around the clock to monitor your providers for HIPAA violations and breaches of your private medical information. When we detect a breach at one of your providers, we’ll alert you.
Take back control of your healthcare with our centralized, easy-to-understand dashboard. View your claims, deductibles, doctors, and more on your desktop or mobile phone. Securely upload your insurance cards, invoices, and receipts for easy access anytime.
Have a question? Our friendly team of knowledgeable experts is available via email or chat to provide advice and answer your questions about alerts, your dashboard, and your membership.
* Remediation includes guidance throughout the recovery process, assistance in restoring accuracy to credit reports and medical records, help reporting errors to health care providers, and assistance finding new doctors.
† Historical Claim Analysis and 90-day Retro Audit and Recovery are provided once per member lifetime only during initial enrollment.
Denial statistics are sourced from KFF, an independent authority on health policy research, polling, and news.