healthlock™

EmployeeCare

Your employees will thank you.

Verify every healthcare transaction. Help protect against fraud and rising costs.

Drive usage

Traditional advocacy programs are reactive and rarely used. HealthLock works proactively to address holistic healthcare issues, so employee engagement and usage remain high.

No-cost options

HealthLock EmployeeCare offers no-cost and low-cost options for employees and their families. Employers can opt to upgrade at discounted rates, or employees can upgrade on their own.

Less to manage

After enrollment and sync, HealthLock works directly with employees. As claims come in, we automatically track, verify, and alert the employee to potential issues. No management required.

Save employees an average of

20% +

on out-of-pocket costs.

How HealthLock helps employees

More than 50% of medical bills contain errors. HealthLock organizes claims, monitors for breaches, and alerts users of potential fraud and overbilling. That means no more overpaying for healthcare.

Detect medical fraud and guard against medical identity theft
Organize and track healthcare in one place
Audit medical claims for overbilling and get money back

Did You Know:

66%
of bankruptcies are tied to medical bills

It’s good for your team. And your business.

Protect the integrity of the plan

By verifying billing accuracy, HealthLock helps you maintain plan integrity so you can deliver promised care to employees and balance costs.

Protect the organization (by protecting the employee)

By syncing with your insurance carrier, HealthLock restores privacy and control to healthcare while helping
employees save—so they’re happier, healthier, and able to focus at work.

Analytics and actionable data

NavProtect powered by HealthLock integrates with your healthcare plan to provide real-time analytics and insights into how employees are using their healthcare plan.

Reduce health plan costs

Once you understand what is driving costs, you can make more informed decisions about insurance providers and self-funded options, while also predicting future spend.

Show clients how to reduce the impact of rising healthcare costs.

Value-add client offering

Strengthen existing client relationships with a completely unique value-add. PEPM and free-to-fee options are available.

Powerful, actionable insights

Provide more than data—give your client real-time analytics and actionable insights into what’s driving costs with NavProtect powered by HealthLock.

Cost containment and planning

Leverage insurance usage data to negotiate plan costs or recommend new plans—including self-funded options.

Low implementation effort

Implementing HealthLock is surprisingly easy. Once your client enrolls their workforce, HealthLock syncs with insurance carriers. No additional employer action is required after this step.

Restore privacy, control, and savings to employee healthcare.

True healthcare advocacy

HealthLock works tirelessly to help protect our members’ medical data from exposure and to ensure they pay only their fair share. We have live healthcare support with experts available to answer questions.

Fraud & medical identity theft protection

We monitor for provider breaches. If an employee’s information is exposed or they fall victim to identity theft, we’ll help restore their privacy and even help find a new provider.

Bill management and organization

HealthLock provides medical claim verification, tracking, and management. Employees see all of their medical bills at-a-glance with our centralized, easy-to-use portal.

Reduce out-of-pocket costs

Powerful HealthLock DeepAudit technology audits incoming medical claims and flags potential overcharges. At an employee’s request, we work on their behalf to resubmit claims and get their money back.

Take the first step to protect against fraud and rising costs.

Fill out the form below to learn more. Or reach out to your benefits advisor for additional details.

Your employees will thank you.

Verify every healthcare transaction. Help protect against fraud and rising costs.

Drive usage

No-cost options

Less to manage

How HealthLock helps employees

Employers

Benefits Advisors

Employees

It’s good for your team. And your business.

Protect the integrity of the plan

Protect the organization (by protecting the employee)

Analytics and actionable data

Reduce health plan costs

Show clients how to reduce the impact of rising healthcare costs.

Value-add client offering

Powerful, actionable insights

Cost containment and planning

Low implementation effort

Restore privacy, control, and savings to employee healthcare.

True healthcare advocacy

Fraud & medical identity theft protection

Bill management and organization

Reduce out-of-pocket costs

The proof is in the numbers.

Gain actionable insights into what’s driving your healthcare costs.

There’s more to learn.

Take the first step to protect against fraud and rising costs.